How many times have you heard from news reports that social security is going broke? Have you ever heard that welfare is going broke? Not once have I heard this about welfare. The money you paid in to social security has been squandered, stolen through fraud, mismanaged, given in crazy checks, fake disabilities and is mostly gone. Much of the money collected for social security has been diverted to a multitude of giveaway programs. Social Security and Medicare itself are now being converted to a welfare like system. You paid into your social security your entire working life (it wasn’t optional) and your employer matched your contribution dollar for dollar. Forty-five years of compound interest should work greatly in your favor yet much of your money has been spent on other things.