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Do I Need to Sign Up for an Online Social Security Account?
Columns/Opinions
December 3, 2025
Do I Need to Sign Up for an Online Social Security Account?

Dear Rusty: I recently I heard the tail end of a radio program which was discussing “signing up for my Social Security account.” I am now 76 years old and have been receiving my SSA monthly amount directly into a credit union account for years. Since the time when I applied to begin receiving Social Security, I have had no need to contact SSA again since everything is working fine. I do not like having to use the Internet. It seems the government is just giving me busy work and requiring me to remember usernames, passwords, etc. just when I am trying desperately to simplify my life. Can you shed any light on the need to sign up for an online SSA account by answering this: 1) What is the background regarding this “call” by the SSA to create an online account?

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