When someone buys a car or a house, a loan usually must be made. If your credit is good and you’re willing to put 10 to 20% down, a lender will gladly make you a loan for the rest and use the car or house for collateral. This way both parties will share the risk. The property must also be insured at...

This time of year, I cannot help but remember my own first day of school experiences from when I was a child. 1954 was the year I started first grade. Before school started that fall, we would drive by the school on occasion so that I could see where I would be spending my time. It looked fine to me...

I had previously read Miracle at Philadelphia by Catherine Drinker Bowen. I recently read The American Miracle by Michael Medved. I was blown away by their recounting of our nation’s founding. The fact that both books include the word “miracle” in their titles is no coincidence. You cannot accuratel...

I am sure living in your RV park is more convenient when it is in the city limits but it is not up to you. It is up to the Mayor and the town council....

Along with millions of Americans, I watched the Trump-Harris debate this past Tuesday night. I generally saw what I expected to see.After the Trump-Bi...

I remember years ago, listening to my Grandpa Jim Richmond, a Baptist minister for the final 35 years of his life, talk about how bad it was during th...